The BSE Credit Union's mission is to provide superior service and the
best rates possible to our members while maintaining a sound financial
We track our achievement of this goal by
continuously reviewing the marketplace in which our members seek
financial services. Since there are no stockholders, the profits we make
are returned to our members in the form of better rates, lower fees, and
Incorporated in May 1955, BSE Credit Union's founding members were 13
employees of the Berea City Schools. They were dedicated to the
principle of members helping members. These educators envisioned an
alternative to banks and savings and loans, which would provide
accessible and personal financial services to its members.
From its modest beginnings in a small
Berea office building, BSE Credit Union has steadily grown to an asset
base of over 10 million dollars. In 1971, we expanded our membership to
include other employers, organizations, groups and associations
throughout the area. We currently can provide services to anyone who
lives, works, attends school or church anywhere in Middleburg Heights,
Berea, Brook Park, Olmsted Falls or Olmsted Township.
In order to better serve our members, we
purchased a building in 1977. Its convenient location on Bagley Road has
easy access from I-71 allowing our membership to grow. With more space
available, we were able to expand our services to members.
Credit Unions Unique?
||Skilled Motivated Staff
Our office is staffed with a skilled member service team that is
ready to help you succeed financially. Our staff attends
training seminars on a regular basis. No matter what your needs
are, we are able and willing to serve you.
A volunteer Board of Directors oversees the credit union
on behalf of all the members. This group of seven members are
elected to three year staggered terms from the membership at our
Annual Meeting. Any member can be nominated to serve on the
Board. Our Board members represent various companies and
organizations throughout our community. Current Board members
have from 1 to 30 years of experience as BSE Credit Union
||The Supervisory Audit
Committee is made up of volunteer members appointed by the
directors. They conduct monthly audits to meet state credit
union regulations. A state examiner performs yearly audits.
Our computer systems are updated regularly and our staff is
fully trained and knowledgeable about all of our technology.
Staff members can assist our membership with any questions
regarding home banking, our touch-tone teller system, and other
issues relating to their accounts. We maintain full compliance
with state and federal regulations
BSE Credit Union is a state-chartered credit union. An examiner
from the Division of Credit Unions from the state of Ohio
examines the financial condition, policies and procedures of the
credit union on an annual basis. This examination is to ensure
that Management, Board of Directors and committees are following
all the rules and regulations as set forth by the State of Ohio.
ASI, American Share Insurance, is the nation's largest private
deposit insurer. They are a non-federal insurer, owned by Credit
Unions. ASI insures accounts, not individuals. Each account you
have with the credit union is insured up to $250,000.